CLANCY OVERELL | Editor | CONTACT
As Australians come to terms with that fact that the nation’s political and media class honestly think that current cost of living crisis and decade-long housing crisis will sort itself out, our frontline workers must now take advantage of the little help there is.
For local ICU nurse, Kelly Nanovich (32) her efforts to find housing security came down to one helpful tool that was offered by her bank.
With a lender’s insurance waiver, aimed at helping frontline workers who make up to $90k per year get into the housing market with a smaller deposit, all Kelly needs to front up with is 10%.
But after a lifetime of renting in a manipulated property market that serves nobody but a select few post-war boomers and foreign money-washing cartels, Kelly can’t really make the most of this offer without stumbling across some real cash.
With no boyfriend or husband in her life – due to the diminishing social returns that come from working every shift she gets offered – because Joe Hockey said all she needed to do was a get good job if she wanted to buy a home, Kelly doesn’t really have anyone that she can partner with.
Her single mother has only just managed to hold on to the family home on a pensioners income, and will likely need to sell that to pay for her own aged care.
But with three rental hikes in 12 months, Kelly can’t keep renting. It’s sending her broke.
And despite what the conservatives keep telling her, the option of decentralision isn’t realistic. There aren’t any rural hospitals that offer the type of critical care that Kelly specialises in, which means she can only work at one of the 3 city-based facilities that do – and every one of them cannot afford to lose her skills.
After deciding that living with housemates at 30 was taking a toll on her mental health, Kelly’s decision to rent a studio apartment for the last two years has left her with 20k in savings.
So it’s no wonder the relief she felt when she found out the Federal Opposition plan to get her into the housing market by allowing her to withdraw every cent of the $30,000 in her superannuation.
With only a 10% deposit required, this means Kelly can buy a $300k tin roof cabin on the rural swampland outskirts of her hometown, with only a 98 minute drive to the nearest services hub.
“Never thought I’d say it, but Dutton for PM!” says Kelly.
“He’s gonna save us all”
